A Residential Appraisal is usually completed when a homeowner is interested in refinancing their home or listing it for sale, but these are not the only occasions when it is needed. Appraisers are a valuable resource any time the value of a home is in question. It may even be needed to determine the value of the contents in the home as well. This service is often necessary to dispute a tax appraisal, prior to a divorce or when an estate sale is planned. Appraisers are professionals that are often licensed or certified by the state and their final determination is based on what the highest value of the property is when the review is performed.